Health coverage exemptions, forms & how to apply

If you qualify for a health coverage exemption, you don’t have to pay the fee for the months you didn’t have health coverage.

Find health coverage exemptions that may work for you

Answer a few questions to see health coverage exemptions that may apply to you. We’ll tell you how to apply for each one

.FIND EXEMPTIONS   

.HARDSHIP EXEMPTION PDF 
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 Below are health coverage exemptions for the 2016 tax year.
  • You can claim most exemptions when you file your 2016 federal income tax return.(attach IRS form 8965)
  • In a few cases you need to fill out an application and mail it to the Marketplace. These are marked “application required” below.

Exemptions, forms & how to apply

Follow the links below for exemption details, application forms, and instructions.

Income-related exemptions

Hardship exemptions

Health coverage-related exemptions

Group membership exemptions

Other exemptions

  • You’re incarcerated (serving a term in prison or jail). Get details about the incarceration exemption.
  • You’re a U.S. citizen living abroad, a certain type of non-citizen, or not lawfully present. (Learn more about the definition of “lawfully present.”) Get details about the U.S. citizen abroad exemption or the non-citizen exemption.
  • A member of your tax household was born or adopted during the year. This exemption applies only to the month of the event and the month before. You can claim this exemption only if you’re also claiming another exemption.
  • A member of your tax household died during the year. This exemption applies only to the month of the death and the month before. You can claim this exemption only if you’re also claiming another exemption.
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